---
schema_version: "secwatch.filing_event.v1"
accession: "0000860748-22-000133"
form_type: "8-K"
ticker: "KMPR"
cik: "0000860748"
company_name: "KEMPER Corp"
filed_at: "2022-08-01T23:59:59+00:00"
generated_at: "2026-06-24T06:43:43.531159+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Kemper Q2 net loss $74.7M (-$1.17/diluted); adj. op. loss -$0.62/share

## Summary
- Net loss $74.7M versus $62.6M loss in Q2 2021; loss per share $(1.17).
- Adjusted consolidated net operating loss $39.7M ($0.62/diluted), improved from $99.4M loss prior year.
- Specialty P&C auto filed 19% rate increase on 30% of book; Preferred filed 7% on 33% of book.
- Commercial vehicle net written premiums grew 42% YoY; holding company liquidity ~$1.2B.
- Declared dividend $0.31/share; personal auto margins pressured by inflation.

## SEC filing metadata
- accession: 0000860748-22-000133
- form_type: 8-K
- ticker: KMPR
- cik: 0000860748
- company_name: KEMPER Corp
- filed_at: 2022-08-01T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/860748/000086074822000133/0000860748-22-000133-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/860748/000086074822000133/kmpr-20220801.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000860748-22-000133
- JSON: https://secwatch.observer/filing/0000860748-22-000133.json
- Plain text: https://secwatch.observer/filing/0000860748-22-000133.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.