{"schema_version":"secwatch.filing_event.v1","accession":"0000860748-22-000170","form_type":"8-K","ticker":"KMPR","cik":"0000860748","company_name":"KEMPER Corp","filed_at":"2022-11-02T23:59:59+00:00","discovered_at":"2026-05-14T18:03:53.773284+00:00","generated_at":"2026-06-22T16:19:11.864362+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Kemper reports Q3 net loss of $76.2M ($1.19 per share); adjusted net operating loss narrows to $30.5M","bullets":["Net loss of $76.2M ($1.19 diluted EPS) vs $75.3M loss in Q3 2021.","Adjusted net operating loss narrowed to $30.5M ($0.48 per share) from $75.8M loss a year ago.","Filed additional 16% rate increase in Specialty P&C Personal Auto on 7% of book; rate actions ahead of schedule.","Announced restructuring, offshore captive enabling $300M dividend, and transformation to fee-based reciprocal model.","Declared dividend of $0.31 per share; total liquidity $1.4B."],"urls":{"canonical":"https://secwatch.observer/filing/0000860748-22-000170","json":"https://secwatch.observer/filing/0000860748-22-000170.json","markdown":"https://secwatch.observer/filing/0000860748-22-000170.md","text":"https://secwatch.observer/filing/0000860748-22-000170.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/860748/000086074822000170/0000860748-22-000170-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/860748/000086074822000170/kmpr-20221102.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-22T16:19:11.864362+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"b10b39a2dd3561d92aafe221c0840d81ec65a4f4","claim":"KEMPER Corp reported the third quarter of 2022 results: net income $76.2 million, or $(1.19) per diluted share.","evidence_excerpt":"Kemper Corporation (NYSE: KMPR) reported a net loss of $76.2 million, or $(1.19) per diluted share, for the third quarter of 2022","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/860748/000086074822000170/0000860748-22-000170-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the third quarter of 2022"},{"label":"Net income","value":"$76.2 million, or $(1.19) per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}