secwatch.observer — SEC 8-K summary
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Issuer:     KEMPER Corp (KMPR)
CIK:        0000860748
Form:       8-K
Filed at:   2022-11-02T23:59:59+00:00
Accession:  0000860748-22-000170
Event type: earnings
Sentiment:  negative
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Kemper reports Q3 net loss of $76.2M ($1.19 per share); adjusted net operating loss narrows to $30.5M
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- Net loss of $76.2M ($1.19 diluted EPS) vs $75.3M loss in Q3 2021.
- Adjusted net operating loss narrowed to $30.5M ($0.48 per share) from $75.8M loss a year ago.
- Filed additional 16% rate increase in Specialty P&C Personal Auto on 7% of book; rate actions ahead of schedule.
- Announced restructuring, offshore captive enabling $300M dividend, and transformation to fee-based reciprocal model.
- Declared dividend of $0.31 per share; total liquidity $1.4B.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/860748/000086074822000170/0000860748-22-000170-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/860748/000086074822000170/kmpr-20221102.htm
  HTML page:      https://secwatch.observer/filing/0000860748-22-000170

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