secwatch.observer — SEC 8-K summary
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Issuer:     KEMPER Corp (KMPR)
CIK:        0000860748
Form:       8-K
Filed at:   2023-01-26T23:59:59+00:00
Accession:  0000860748-23-000007
Event type: earnings
Sentiment:  negative
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Kemper preliminary Q4 2022 net loss $50-65M; combined ratios >100%
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- Estimated Q4 net loss of $50-65M; adjusted net operating loss $25-35M.
- Q4 combined ratios: Kemper Auto 109%, Kemper Personal Insurance 111%.
- Adverse prior year reserve development of $8M in Q4; total favorable $17M for year.
- Catastrophe losses for Q4: $9M.
- Full year combined ratios: Auto 108%, Personal Insurance 114%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/860748/000086074823000007/0000860748-23-000007-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/860748/000086074823000007/kmpr-20230126.htm
  HTML page:      https://secwatch.observer/filing/0000860748-23-000007

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