{"schema_version":"secwatch.filing_event.v1","accession":"0000860748-23-000042","form_type":"8-K","ticker":"KMPR","cik":"0000860748","company_name":"KEMPER Corp","filed_at":"2023-02-02T23:59:59+00:00","discovered_at":"2026-05-14T18:03:48.296031+00:00","generated_at":"2026-06-20T03:07:13.955326+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Kemper reports Q4 net loss of $55.5M; adjusted net operating loss improves to $26.6M","bullets":["Net loss of $55.5M ($0.87 diluted loss) improved from $105.8M loss ($1.66) in Q4 2021.","Adjusted Consolidated Net Operating Loss narrowed to $26.6M ($0.41) from $130.8M ($2.05) YoY.","Filed additional rate increases: 20% on 58% of Specialty P&C personal auto book; 16% on 15% of Preferred auto book.","Restructuring program achieved $61M run-rate savings; declared $0.31 per share quarterly dividend.","Completed divestiture of Kemper Health; initial reciprocal exchange filing submitted to Illinois DOI."],"urls":{"canonical":"https://secwatch.observer/filing/0000860748-23-000042","json":"https://secwatch.observer/filing/0000860748-23-000042.json","markdown":"https://secwatch.observer/filing/0000860748-23-000042.md","text":"https://secwatch.observer/filing/0000860748-23-000042.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/860748/000086074823000042/0000860748-23-000042-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/860748/000086074823000042/kmpr-20230202.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T03:07:13.955326+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"a4a874a50cf40594e18e23476d27a0c7817dfb9d","claim":"KEMPER Corp reported the fourth quarter of 2022 results: net income $(0.87) per diluted share, EPS $(0.87) per diluted share.","evidence_excerpt":"Kemper Corporation (NYSE: KMPR) reported a net loss of $55.5 million, or $(0.87) per diluted share, for the fourth quarter of 2022","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/860748/000086074823000042/0000860748-23-000042-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fourth quarter of 2022"},{"label":"Net income","value":"$(0.87) per diluted share"},{"label":"EPS","value":"$(0.87) per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}