secwatch.observer — SEC 8-K summary
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Issuer:     KEMPER Corp (KMPR)
CIK:        0000860748
Form:       8-K
Filed at:   2023-04-27T23:59:59+00:00
Accession:  0000860748-23-000081
Event type: earnings
Sentiment:  negative
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Kemper prelim Q1 net loss $75-85M; auto combined ratio 112%
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- Estimated net loss of $75-85M; adjusted net operating loss of $60-70M.
- Prelim combined ratio: Kemper Auto 112%, Personal Insurance 117%, Home & Other 115%.
- Prior-year reserve additions of ~$42M from higher bodily injury, property damage frequency.
- Prelim pre-tax catastrophe losses ~$29M; Life & Health after-tax income ~$13M under LDTI.
- Full Q1 results on May 8, 2023; exhibit notes adverse frequency impact from new business.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/860748/000086074823000081/0000860748-23-000081-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/860748/000086074823000081/kmpr-20230427.htm
  HTML page:      https://secwatch.observer/filing/0000860748-23-000081

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