---
schema_version: "secwatch.filing_event.v1"
accession: "0000860748-23-000116"
form_type: "8-K"
ticker: "KMPR"
cik: "0000860748"
company_name: "KEMPER Corp"
filed_at: "2023-05-08T23:59:59+00:00"
generated_at: "2026-06-15T15:12:39.249627+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Kemper reports Q1 net loss $80.1M ($1.25/sh); adjusted loss $65.2M; $0.31 dividend

## Summary
- Net loss of $80.1M ($1.25 diluted EPS); prior year Q1 net loss was $86.3M ($1.36).
- Adjusted consolidated net operating loss of $65.2M ($1.02/sh) vs $51.6M ($0.81) a year ago.
- Results hit by catastrophe losses, prior-year adverse development, and higher-than-anticipated frequency.
- CEO expects return to underwriting profitability by end of 2023; rate actions and tightened underwriting underway.
- Quarterly dividend declared at $0.31 per share, consistent with prior rate.

## SEC filing metadata
- accession: 0000860748-23-000116
- form_type: 8-K
- ticker: KMPR
- cik: 0000860748
- company_name: KEMPER Corp
- filed_at: 2023-05-08T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/860748/000086074823000116/0000860748-23-000116-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/860748/000086074823000116/kmpr-20230508.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000860748-23-000116
- JSON: https://secwatch.observer/filing/0000860748-23-000116.json
- Plain text: https://secwatch.observer/filing/0000860748-23-000116.txt

## Key facts
- Earnings Releases
  KEMPER Corp reported the first quarter of 2023 results: net income net loss of $80.1 million, EPS $(1.25) per diluted share. Guidance reaffirmed.
  - Period: the first quarter of 2023
  - Net income: net loss of $80.1 million
  - EPS: $(1.25) per diluted share
  - Guidance: reaffirmed
  - Result: reported results
  source text: Kemper Corporation (NYSE: KMPR) reported a net loss of $80.1 million, or $(1.25) per diluted share, for the first quarter of 2023
  evidence_url: https://www.sec.gov/Archives/edgar/data/860748/000086074823000116/0000860748-23-000116-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.