{"schema_version":"secwatch.filing_event.v1","accession":"0000860748-23-000142","form_type":"8-K","ticker":"KMPR","cik":"0000860748","company_name":"KEMPER Corp","filed_at":"2023-07-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:36.806370+00:00","generated_at":"2026-06-13T01:43:42.703308+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Kemper estimates Q2 net loss $95-105M, records $45.5M goodwill impairment","bullets":["Estimated net loss $95-105M and adjusted consolidated net operating loss $15-25M.","After-tax goodwill impairment of $45.5M recorded for Kemper Personal Insurance strategic review.","Combined ratios: Kemper Auto 107%, Personal Insurance 113%, Life & Health unaffected.","Preliminary unfavorable reserve development of ~$26M, catastrophe losses ~$39M pre-tax.","Life & Health after-tax income ~$9M for the quarter."],"urls":{"canonical":"https://secwatch.observer/filing/0000860748-23-000142","json":"https://secwatch.observer/filing/0000860748-23-000142.json","markdown":"https://secwatch.observer/filing/0000860748-23-000142.md","text":"https://secwatch.observer/filing/0000860748-23-000142.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/860748/000086074823000142/0000860748-23-000142-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/860748/000086074823000142/kmpr-20230727.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T01:43:42.703308+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"33aceea048fd51a7bd081de30ad020b03a388da5","claim":"KEMPER Corp reported second quarter 2023 results: net income between $95 million and $105 million.","evidence_excerpt":"Preliminary results for the second quarter of 2023 include an estimated net loss between $95 million and $105 million and an estimated adjusted consolidated net operating loss 1 between $15 million and $25 million.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/860748/000086074823000142/0000860748-23-000142-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"second quarter 2023"},{"label":"Net income","value":"between $95 million and $105 million"},{"label":"Result","value":"preliminary results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}