---
schema_version: "secwatch.filing_event.v1"
accession: "0000860748-23-000142"
form_type: "8-K"
ticker: "KMPR"
cik: "0000860748"
company_name: "KEMPER Corp"
filed_at: "2023-07-27T23:59:59+00:00"
generated_at: "2026-06-13T01:43:42.703308+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Kemper estimates Q2 net loss $95-105M, records $45.5M goodwill impairment

## Summary
- Estimated net loss $95-105M and adjusted consolidated net operating loss $15-25M.
- After-tax goodwill impairment of $45.5M recorded for Kemper Personal Insurance strategic review.
- Combined ratios: Kemper Auto 107%, Personal Insurance 113%, Life & Health unaffected.
- Preliminary unfavorable reserve development of ~$26M, catastrophe losses ~$39M pre-tax.
- Life & Health after-tax income ~$9M for the quarter.

## SEC filing metadata
- accession: 0000860748-23-000142
- form_type: 8-K
- ticker: KMPR
- cik: 0000860748
- company_name: KEMPER Corp
- filed_at: 2023-07-27T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/860748/000086074823000142/0000860748-23-000142-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/860748/000086074823000142/kmpr-20230727.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000860748-23-000142
- JSON: https://secwatch.observer/filing/0000860748-23-000142.json
- Plain text: https://secwatch.observer/filing/0000860748-23-000142.txt

## Key facts
- Earnings Releases
  KEMPER Corp reported second quarter 2023 results: net income between $95 million and $105 million.
  - Period: second quarter 2023
  - Net income: between $95 million and $105 million
  - Result: preliminary results
  source text: Preliminary results for the second quarter of 2023 include an estimated net loss between $95 million and $105 million and an estimated adjusted consolidated net operating loss 1 between $15 million and $25 million.
  evidence_url: https://www.sec.gov/Archives/edgar/data/860748/000086074823000142/0000860748-23-000142-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.