{"schema_version":"secwatch.filing_event.v1","accession":"0000860748-23-000151","form_type":"8-K","ticker":"KMPR","cik":"0000860748","company_name":"KEMPER Corp","filed_at":"2023-08-07T23:59:59+00:00","discovered_at":"2026-05-14T18:03:36.806790+00:00","generated_at":"2026-06-12T05:21:33.822548+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Kemper reports Q2 net loss $97.1M; adjusted operating loss narrows to $16.9M","bullets":["Net loss $97.1M ($1.52/sh) vs $72.2M ($1.13/sh) loss a year ago, includes $45.5M goodwill impairment.","Adjusted net operating loss improved to $16.9M ($0.26/sh) from $37.2M ($0.58/sh).","Specialty P&C underlying combined ratio improved 6 points; Specialty Auto received second CA rate approval.","Management anticipates continued improvement in H2 2023; targets 10%+ ROE in 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0000860748-23-000151","json":"https://secwatch.observer/filing/0000860748-23-000151.json","markdown":"https://secwatch.observer/filing/0000860748-23-000151.md","text":"https://secwatch.observer/filing/0000860748-23-000151.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/860748/000086074823000151/0000860748-23-000151-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/860748/000086074823000151/kmpr-20230807.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-12T05:21:33.822548+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"5d34483fc01adf554501e7c1a3e58dd4f30e9983","claim":"KEMPER Corp reported second quarter of 2023 results: net income net loss of $97.1 million, or $(1.52) per share, EPS net loss of $97.1 million, or $(1.52) per share.","evidence_excerpt":"Kemper Corporation (NYSE: KMPR) reported a net loss of $97.1 million, or $(1.52) per share, for the second quarter of 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/860748/000086074823000151/0000860748-23-000151-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"second quarter of 2023"},{"label":"Net income","value":"net loss of $97.1 million, or $(1.52) per share"},{"label":"EPS","value":"net loss of $97.1 million, or $(1.52) per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}