---
schema_version: "secwatch.filing_event.v1"
accession: "0000860748-23-000151"
form_type: "8-K"
ticker: "KMPR"
cik: "0000860748"
company_name: "KEMPER Corp"
filed_at: "2023-08-07T23:59:59+00:00"
generated_at: "2026-06-12T05:21:33.822548+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Kemper reports Q2 net loss $97.1M; adjusted operating loss narrows to $16.9M

## Summary
- Net loss $97.1M ($1.52/sh) vs $72.2M ($1.13/sh) loss a year ago, includes $45.5M goodwill impairment.
- Adjusted net operating loss improved to $16.9M ($0.26/sh) from $37.2M ($0.58/sh).
- Specialty P&C underlying combined ratio improved 6 points; Specialty Auto received second CA rate approval.
- Management anticipates continued improvement in H2 2023; targets 10%+ ROE in 2024.

## SEC filing metadata
- accession: 0000860748-23-000151
- form_type: 8-K
- ticker: KMPR
- cik: 0000860748
- company_name: KEMPER Corp
- filed_at: 2023-08-07T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/860748/000086074823000151/0000860748-23-000151-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/860748/000086074823000151/kmpr-20230807.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000860748-23-000151
- JSON: https://secwatch.observer/filing/0000860748-23-000151.json
- Plain text: https://secwatch.observer/filing/0000860748-23-000151.txt

## Key facts
- Earnings Releases
  KEMPER Corp reported second quarter of 2023 results: net income net loss of $97.1 million, or $(1.52) per share, EPS net loss of $97.1 million, or $(1.52) per share.
  - Period: second quarter of 2023
  - Net income: net loss of $97.1 million, or $(1.52) per share
  - EPS: net loss of $97.1 million, or $(1.52) per share
  - Result: reported results
  source text: Kemper Corporation (NYSE: KMPR) reported a net loss of $97.1 million, or $(1.52) per share, for the second quarter of 2023
  evidence_url: https://www.sec.gov/Archives/edgar/data/860748/000086074823000151/0000860748-23-000151-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.