{"schema_version":"secwatch.filing_event.v1","accession":"0000860748-23-000183","form_type":"8-K","ticker":"KMPR","cik":"0000860748","company_name":"KEMPER Corp","filed_at":"2023-10-30T23:59:59+00:00","discovered_at":"2026-05-14T18:03:32.177127+00:00","generated_at":"2026-06-09T06:25:36.550744+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Kemper reports Q3 net loss of $146.3M ($2.28/share); adjusted loss $27.9M","bullets":["Net loss of $146.3M ($2.28 per diluted share) vs net loss of $74.8M ($1.17) in Q3 2022.","Adjusted net operating loss $27.9M ($0.44/share) vs $27.0M ($0.43) prior year, roughly flat.","Includes $55.5M after-tax non-cash charge for pension plan termination and $22.9M after-tax net realized losses.","Specialty Auto underlying combined ratio improved 1.5 points sequentially; unfavorable prior-year reserve development from Florida PIP.","Implementation of 30 points of CA specialty auto rate; strategic initiatives on track; Life trends stable."],"urls":{"canonical":"https://secwatch.observer/filing/0000860748-23-000183","json":"https://secwatch.observer/filing/0000860748-23-000183.json","markdown":"https://secwatch.observer/filing/0000860748-23-000183.md","text":"https://secwatch.observer/filing/0000860748-23-000183.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/860748/000086074823000183/0000860748-23-000183-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/860748/000086074823000183/kmpr-20231030.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T06:25:36.550744+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}