{"schema_version":"secwatch.filing_event.v1","accession":"0000860748-24-000007","form_type":"8-K","ticker":"KMPR","cik":"0000860748","company_name":"KEMPER Corp","filed_at":"2024-01-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:27.073339+00:00","generated_at":"2026-06-06T19:41:33.371208+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Kemper preliminary Q4 2023 net income $45M-$55M, auto combined ratio 98.5%","bullets":["Estimated net income and adjusted consolidated net operating income of $45M-$55M for Q4 2023.","Kemper Auto combined ratio 98.5% (underlying 98.2%); PPA 99.5%, Commercial Vehicle 94.9%.","Parent liquidity ~$1.1B, up ~$300M; paid ~$330M in Life dividends from Bermuda optimization.","Achieved multi-year goal of $150M run-rate cost savings; further optimization continues.","Preferred P&C exit proceeding; anticipate $175M+ capital release by year-end 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0000860748-24-000007","json":"https://secwatch.observer/filing/0000860748-24-000007.json","markdown":"https://secwatch.observer/filing/0000860748-24-000007.md","text":"https://secwatch.observer/filing/0000860748-24-000007.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/860748/000086074824000007/0000860748-24-000007-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/860748/000086074824000007/kmpr-20240124.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T19:41:33.371208+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"0f1d2c0055eeaf3bb0f4e3a0f1f6ea379447e320","claim":"KEMPER Corp reported the fourth quarter of 2023 results: net income between $45 million and $55 million.","evidence_excerpt":"Preliminary results for the fourth quarter of 2023 include estimated net income and adjusted consolidated net operating income of between $45 million and $55 million.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/860748/000086074824000007/0000860748-24-000007-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fourth quarter of 2023"},{"label":"Net income","value":"between $45 million and $55 million"},{"label":"Result","value":"preliminary results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}