{"schema_version":"secwatch.filing_event.v1","accession":"0000860748-24-000016","form_type":"8-K","ticker":"KMPR","cik":"0000860748","company_name":"KEMPER Corp","filed_at":"2024-02-01T23:59:59+00:00","discovered_at":"2026-05-14T18:03:27.073738+00:00","generated_at":"2026-06-06T12:21:38.045416+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Kemper reports Q4 2023 net income of $51.4M ($0.80 EPS) vs loss of $53.3M a year ago","bullets":["Net income $51.4M ($0.80 diluted EPS) vs net loss $53.3M ($0.84 loss) in Q4 2022.","Adjusted consolidated net operating income $50.5M ($0.78/sh) vs loss of $23.5M ($0.36 loss) prior year.","Specialty P&C underlying combined ratio improved 2.3% sequentially to 98.2%; achieved $150M expense savings target.","Parent liquidity increased to $1.1B, up $325M from prior quarter; Bermuda optimization generated ~$330M dividends.","Life business continues stable earnings; management expects return to target margins in 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0000860748-24-000016","json":"https://secwatch.observer/filing/0000860748-24-000016.json","markdown":"https://secwatch.observer/filing/0000860748-24-000016.md","text":"https://secwatch.observer/filing/0000860748-24-000016.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/860748/000086074824000016/0000860748-24-000016-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/860748/000086074824000016/kmpr-20240201.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T12:21:38.045416+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"1c7f232ded9e8627340b8913dd1e78f81423b661","claim":"KEMPER Corp reported fourth quarter of 2022 results: net income Adjusted Consolidated Net Operating Loss of $23.5 million, EPS $(0.36) per share.","evidence_excerpt":"compared to a net loss of $53.3 million, or $(0.84) per share, for the fourth quarter of 2022","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/860748/000086074824000016/0000860748-24-000016-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"fourth quarter of 2022"},{"label":"Net income","value":"Adjusted Consolidated Net Operating Loss of $23.5 million"},{"label":"EPS","value":"$(0.36) per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"1c7f232ded9e8627340b8913dd1e78f81423b661","claim":"KEMPER Corp reported fourth quarter of 2022 results: net income Adjusted Consolidated Net Operating Loss of $23.5 million, EPS $(0.36) per share.","evidence_excerpt":"compared to Adjusted Consolidated Net Operating Loss 1,2 of $23.5 million, or $(0.36) per share, for the fourth quarter of 2022","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/860748/000086074824000016/0000860748-24-000016-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"fourth quarter of 2022"},{"label":"Net income","value":"Adjusted Consolidated Net Operating Loss of $23.5 million"},{"label":"EPS","value":"$(0.36) per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"b83ac041ec7e8fbfb85b66adb77ce3ca1780dfb9","claim":"KEMPER Corp reported fourth quarter of 2023 results: net income Adjusted Consolidated Net Operating Income was $50.5 million, EPS $0.78 per diluted share.","evidence_excerpt":"Kemper Corporation (NYSE: KMPR) reported net income of $51.4 million, or $0.80 per diluted share, for the fourth quarter of 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/860748/000086074824000016/0000860748-24-000016-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"fourth quarter of 2023"},{"label":"Net income","value":"Adjusted Consolidated Net Operating Income was $50.5 million"},{"label":"EPS","value":"$0.78 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"b83ac041ec7e8fbfb85b66adb77ce3ca1780dfb9","claim":"KEMPER Corp reported fourth quarter of 2023 results: net income Adjusted Consolidated Net Operating Income was $50.5 million, EPS $0.78 per diluted share.","evidence_excerpt":"Adjusted Consolidated Net Operating Income 1 was $50.5 million, or $0.78 per diluted share, for the fourth quarter of 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/860748/000086074824000016/0000860748-24-000016-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"fourth quarter of 2023"},{"label":"Net income","value":"Adjusted Consolidated Net Operating Income was $50.5 million"},{"label":"EPS","value":"$0.78 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}