{"schema_version":"secwatch.filing_event.v1","accession":"0000860748-24-000106","form_type":"8-K","ticker":"KMPR","cik":"0000860748","company_name":"KEMPER Corp","filed_at":"2024-04-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:22.161430+00:00","generated_at":"2026-06-03T13:11:39.678905+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Kemper pre-announces Q1 net income $65-75M; Auto combined ratio 94.8%","bullets":["Estimated net income and adjusted consolidated net operating income $65-75M.","Kemper Auto combined ratio 94.8%; underlying combined ratio 93.6%.","New written premium up >200% QoQ; PIF sequential decline slowed to 5.5% from 8.9%.","Kemper Life after-tax income ~$12M; parent liquidity ~$1.1B.","Earnings call scheduled May 1 at 5pm ET; Q1 release after market close."],"urls":{"canonical":"https://secwatch.observer/filing/0000860748-24-000106","json":"https://secwatch.observer/filing/0000860748-24-000106.json","markdown":"https://secwatch.observer/filing/0000860748-24-000106.md","text":"https://secwatch.observer/filing/0000860748-24-000106.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/860748/000086074824000106/0000860748-24-000106-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/860748/000086074824000106/kmpr-20240423.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T13:11:39.678905+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"ca4b3d09afe5ece61f94d8d5cd428da0beacd19a","claim":"KEMPER Corp reported the first quarter of 2024 results: net income estimated net income and adjusted consolidated net operating income 1 of between $65 million and $75 million.","evidence_excerpt":"Preliminary results for the first quarter of 2024 include estimated net income and adjusted consolidated net operating income 1 of between $65 million and $75 million.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/860748/000086074824000106/0000860748-24-000106-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first quarter of 2024"},{"label":"Net income","value":"estimated net income and adjusted consolidated net operating income 1 of between $65 million and $75 million"},{"label":"Result","value":"preliminary results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}