---
schema_version: "secwatch.filing_event.v1"
accession: "0000860748-24-000106"
form_type: "8-K"
ticker: "KMPR"
cik: "0000860748"
company_name: "KEMPER Corp"
filed_at: "2024-04-23T23:59:59+00:00"
generated_at: "2026-06-03T13:11:39.678905+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Kemper pre-announces Q1 net income $65-75M; Auto combined ratio 94.8%

## Summary
- Estimated net income and adjusted consolidated net operating income $65-75M.
- Kemper Auto combined ratio 94.8%; underlying combined ratio 93.6%.
- New written premium up >200% QoQ; PIF sequential decline slowed to 5.5% from 8.9%.
- Kemper Life after-tax income ~$12M; parent liquidity ~$1.1B.
- Earnings call scheduled May 1 at 5pm ET; Q1 release after market close.

## SEC filing metadata
- accession: 0000860748-24-000106
- form_type: 8-K
- ticker: KMPR
- cik: 0000860748
- company_name: KEMPER Corp
- filed_at: 2024-04-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/860748/000086074824000106/0000860748-24-000106-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/860748/000086074824000106/kmpr-20240423.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000860748-24-000106
- JSON: https://secwatch.observer/filing/0000860748-24-000106.json
- Plain text: https://secwatch.observer/filing/0000860748-24-000106.txt

## Key facts
- Earnings Releases
  KEMPER Corp reported the first quarter of 2024 results: net income estimated net income and adjusted consolidated net operating income 1 of between $65 million and $75 million.
  - Period: the first quarter of 2024
  - Net income: estimated net income and adjusted consolidated net operating income 1 of between $65 million and $75 million
  - Result: preliminary results
  source text: Preliminary results for the first quarter of 2024 include estimated net income and adjusted consolidated net operating income 1 of between $65 million and $75 million.
  evidence_url: https://www.sec.gov/Archives/edgar/data/860748/000086074824000106/0000860748-24-000106-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.