---
schema_version: "secwatch.filing_event.v1"
accession: "0000860748-24-000130"
form_type: "8-K"
ticker: "KMPR"
cik: "0000860748"
company_name: "KEMPER Corp"
filed_at: "2024-05-01T23:59:59+00:00"
generated_at: "2026-06-03T03:39:56.446734+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Kemper swings to Q1 net income of $71.3M from loss; Specialty P&C combined ratio improves to 93.6%

## Summary
- Net income $71.3M ($1.10/diluted) vs net loss of $80.1M ($1.25 loss) in Q1 2023.
- Adjusted net operating income $69.7M ($1.07/diluted) vs adjusted net operating loss $55.7M ($0.87 loss) YoY.
- Specialty P&C underlying combined ratio 93.6%, a 14.4 point improvement YoY and 4.6 points sequentially.
- Parent liquidity remains strong at $1.1B; insurance subsidiaries well capitalized.
- CEO: profit restoration actions exceeded target returns; focus on stabilizing policy in force levels.

## SEC filing metadata
- accession: 0000860748-24-000130
- form_type: 8-K
- ticker: KMPR
- cik: 0000860748
- company_name: KEMPER Corp
- filed_at: 2024-05-01T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/860748/000086074824000130/0000860748-24-000130-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/860748/000086074824000130/kmpr-20240501.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000860748-24-000130
- JSON: https://secwatch.observer/filing/0000860748-24-000130.json
- Plain text: https://secwatch.observer/filing/0000860748-24-000130.txt

## Key facts
- Earnings Releases
  KEMPER Corp reported the first quarter of 2024 results: net income net income of $71.3 million, or $1.10 per diluted share, EPS $1.10 per diluted share.
  - Period: the first quarter of 2024
  - Net income: net income of $71.3 million, or $1.10 per diluted share
  - EPS: $1.10 per diluted share
  - Result: reported results
  source text: Kemper Corporation (NYSE: KMPR) reported net income of $71.3 million, or $1.10 per diluted share, for the first quarter of 2024, compared to a net loss of $80.1 million, or $(1.25) per share, for the first quarter of 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/860748/000086074824000130/0000860748-24-000130-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.