secwatch.observer — SEC 8-K summary
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Issuer:     KEMPER Corp (KMPR)
CIK:        0000860748
Form:       8-K
Filed at:   2024-08-05T23:59:59+00:00
Accession:  0000860748-24-000198
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Kemper swings to Q2 net income of $75.4M from $97.1M loss; Specialty P&C combined ratio improves to 89.6%
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- Net income of $75.4M ($1.16 diluted EPS) vs net loss of $97.1M ($(1.52) per share) in Q2 2023.
- Adjusted Consolidated Net Operating Income of $91.7M ($1.42) vs loss of $14.2M ($(0.22)) in prior year.
- Specialty P&C underlying combined ratio improved to 89.6% (12.4 pts YoY improvement); PIF grew 4.6% sequentially.
- Parent liquidity at $1.1B; insurance entities well capitalized. CEO cites third straight quarter of operating profitability.
- ROE of 11.5% and Adjusted ROE of 17.6% for Q2 2024.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/860748/000086074824000198/0000860748-24-000198-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/860748/000086074824000198/kmpr-20240805.htm
  HTML page:      https://secwatch.observer/filing/0000860748-24-000198

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer