---
schema_version: "secwatch.filing_event.v1"
accession: "0000860748-24-000225"
form_type: "8-K"
ticker: "KMPR"
cik: "0000860748"
company_name: "KEMPER Corp"
filed_at: "2024-10-30T23:59:59+00:00"
generated_at: "2026-05-30T08:45:03.836590+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Kemper Q3 net income $73.7M ($1.14/share) vs year-ago loss of $146.3M

## Summary
- Net income $73.7M ($1.14 diluted EPS) vs net loss $146.3M ($-2.28) in Q3 2023.
- Adjusted consolidated net operating income $105.0M ($1.62/share) vs adjusted loss $27.8M ($-0.44).
- Specialty P&C underlying combined ratio 91.3%; sequential PIF growth 4.5%.
- Parent liquidity $1.3B; repurchased $25M stock; plans to retire $450M senior notes due Feb 2025.
- ROE 10.8%, adjusted ROE 16.7%; Life business strong return on capital and cash flows.

## SEC filing metadata
- accession: 0000860748-24-000225
- form_type: 8-K
- ticker: KMPR
- cik: 0000860748
- company_name: KEMPER Corp
- filed_at: 2024-10-30T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/860748/000086074824000225/0000860748-24-000225-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/860748/000086074824000225/kmpr-20241030.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000860748-24-000225
- JSON: https://secwatch.observer/filing/0000860748-24-000225.json
- Plain text: https://secwatch.observer/filing/0000860748-24-000225.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.