secwatch.observer — SEC 8-K summary
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Issuer:     KEMPER Corp (KMPR)
CIK:        0000860748
Form:       8-K
Filed at:   2025-02-05T23:59:59+00:00
Accession:  0000860748-25-000026
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Kemper Q4 net income $97.4M ($1.51 EPS) vs $51.4M YoY; adjusted op income $115.1M
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- Net income $97.4M ($1.51 diluted EPS) vs $51.4M ($0.80) in Q4 2023; adjusted net op income $115.1M ($1.78).
- Q4 ROE 14.0%, adjusted ROE 21.4%; FY 2024 ROE 11.9%, adjusted ROE 18.3%.
- Specialty P&C PIF growth 5.1% YoY; underlying combined ratio 91.7% for Q4, 91.5% annual.
- Parent liquidity $1.3B; repurchased ~$14M stock, increased quarterly dividend, retiring $450M senior notes.
- Life business continued strong return on capital and distributable cash flows.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/860748/000086074825000026/0000860748-25-000026-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/860748/000086074825000026/kmpr-20250205.htm
  HTML page:      https://secwatch.observer/filing/0000860748-25-000026

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer