{"schema_version":"secwatch.filing_event.v1","accession":"0000860748-25-000182","form_type":"8-K","ticker":"KMPR","cik":"0000860748","company_name":"KEMPER Corp","filed_at":"2025-08-05T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.510479+00:00","generated_at":"2026-05-17T21:12:34.785116+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Kemper Q2 net income $72.6M ($1.12 EPS); adjusted net operating income $84.1M ($1.30 EPS)","bullets":["Net income $72.6M ($1.12 diluted EPS) vs $75.4M ($1.16) Q2 2024, down 3.7%.","Adjusted Consolidated Net Operating Income $84.1M ($1.30 diluted EPS) vs $91.7M ($1.42), down 8.3%.","Specialty P&C policies-in-force grew 8% YoY; underlying combined ratio 93.6% in Q2.","Parent liquidity ~$1.1B; repurchased $80M of stock between Apr 1 - Jul 31, 2025.","Trailing 12-month operating cash flow ~$590M; BVPS up 12% YoY, adjusted BVPS up 14.3%."],"urls":{"canonical":"https://secwatch.observer/filing/0000860748-25-000182","json":"https://secwatch.observer/filing/0000860748-25-000182.json","markdown":"https://secwatch.observer/filing/0000860748-25-000182.md","text":"https://secwatch.observer/filing/0000860748-25-000182.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/860748/000086074825000182/0000860748-25-000182-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/860748/000086074825000182/kmpr-20250805.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T21:12:34.785116+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}