---
schema_version: "secwatch.filing_event.v1"
accession: "0000860748-25-000182"
form_type: "8-K"
ticker: "KMPR"
cik: "0000860748"
company_name: "KEMPER Corp"
filed_at: "2025-08-05T23:59:59+00:00"
generated_at: "2026-05-17T21:12:34.785116+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Kemper Q2 net income $72.6M ($1.12 EPS); adjusted net operating income $84.1M ($1.30 EPS)

## Summary
- Net income $72.6M ($1.12 diluted EPS) vs $75.4M ($1.16) Q2 2024, down 3.7%.
- Adjusted Consolidated Net Operating Income $84.1M ($1.30 diluted EPS) vs $91.7M ($1.42), down 8.3%.
- Specialty P&C policies-in-force grew 8% YoY; underlying combined ratio 93.6% in Q2.
- Parent liquidity ~$1.1B; repurchased $80M of stock between Apr 1 - Jul 31, 2025.
- Trailing 12-month operating cash flow ~$590M; BVPS up 12% YoY, adjusted BVPS up 14.3%.

## SEC filing metadata
- accession: 0000860748-25-000182
- form_type: 8-K
- ticker: KMPR
- cik: 0000860748
- company_name: KEMPER Corp
- filed_at: 2025-08-05T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/860748/000086074825000182/0000860748-25-000182-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/860748/000086074825000182/kmpr-20250805.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000860748-25-000182
- JSON: https://secwatch.observer/filing/0000860748-25-000182.json
- Plain text: https://secwatch.observer/filing/0000860748-25-000182.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.