secwatch.observer — SEC 8-K summary
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Issuer:     KEMPER Corp (KMPR)
CIK:        0000860748
Form:       8-K
Filed at:   2025-08-05T23:59:59+00:00
Accession:  0000860748-25-000182
Event type: earnings
Sentiment:  neutral
Materiality: 0.50
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Kemper Q2 net income $72.6M ($1.12 EPS); adjusted net operating income $84.1M ($1.30 EPS)
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- Net income $72.6M ($1.12 diluted EPS) vs $75.4M ($1.16) Q2 2024, down 3.7%.
- Adjusted Consolidated Net Operating Income $84.1M ($1.30 diluted EPS) vs $91.7M ($1.42), down 8.3%.
- Specialty P&C policies-in-force grew 8% YoY; underlying combined ratio 93.6% in Q2.
- Parent liquidity ~$1.1B; repurchased $80M of stock between Apr 1 - Jul 31, 2025.
- Trailing 12-month operating cash flow ~$590M; BVPS up 12% YoY, adjusted BVPS up 14.3%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/860748/000086074825000182/0000860748-25-000182-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/860748/000086074825000182/kmpr-20250805.htm
  HTML page:      https://secwatch.observer/filing/0000860748-25-000182

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer