secwatch.observer — SEC 8-K summary
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Issuer:     KEMPER Corp (KMPR)
CIK:        0000860748
Form:       8-K
Filed at:   2025-11-05T23:59:59+00:00
Accession:  0000860748-25-000213
Event type: earnings
Sentiment:  negative
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Kemper Q3 net loss $21M vs prior year profit $73.7M; adjusted EPS $0.33 from $1.62
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- Net loss $21.0M ($0.34 per share) in Q3 2025 vs net income $73.7M ($1.14 per share) in Q3 2024.
- Adjusted consolidated net operating income fell to $20.4M ($0.33 per share) from $105.0M ($1.62).
- Specialty P&C segment pressured results; management taking actions to improve profitability and growth.
- Trailing 12-month operating cash flow ~$585M; parent liquidity ~$1.0B.
- Repurchased ~5.1M shares for ~$266M (avg $52.65) from July 1 through October 31, 2025.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/860748/000086074825000213/0000860748-25-000213-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/860748/000086074825000213/kmpr-20251105.htm
  HTML page:      https://secwatch.observer/filing/0000860748-25-000213

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer