secwatch.observer — SEC 8-K summary
======================================

Issuer:     KEMPER Corp (KMPR)
CIK:        0000860748
Form:       8-K
Filed at:   2026-05-06T23:59:59+00:00
Accession:  0000860748-26-000043
Event type: earnings
Sentiment:  negative
Materiality: 0.85
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Kemper posts Q1 net loss of $1.7M; adjusted operating income falls to $12.5M from $106.4M YoY
--------------------------------------------------------------------------------

- Net loss of $1.7M ($0.03 per share) vs net income of $99.7M ($1.54) in Q1 2025.
- Adjusted Consolidated Net Operating Income of $12.5M ($0.21 per share) vs $106.4M ($1.65) prior year.
- Specialty Personal Automobile losses in California; rate and non-rate actions underway.
- Specialty Commercial Automobile PIF grew 10% YoY with Underlying Combined Ratio of 92.4%.
- Restructuring: $60M run-rate savings identified, $50M already actioned.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/860748/000086074826000043/0000860748-26-000043-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/860748/000086074826000043/kmpr-20260506.htm
  HTML page:      https://secwatch.observer/filing/0000860748-26-000043

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer