{"schema_version":"secwatch.filing_event.v1","accession":"0000860748-26-000082","form_type":"8-K","ticker":"KMPR","cik":"0000860748","company_name":"KEMPER Corp","filed_at":"2026-08-05T20:08:07+00:00","discovered_at":"2026-08-05T20:09:00.248288+00:00","generated_at":"2026-08-05T20:10:16.484946+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Kemper Q2 net loss $464.8M on $460M goodwill impairment; adjusted operating income down","bullets":["Net loss of $464.8M ($7.90/share) includes $460M non-cash goodwill impairment; prior-year net income $72.6M.","Adjusted consolidated net operating income (non-GAAP) fell to $26.3M ($0.45/share) from $84.1M ($1.30) YoY.","Personal Auto profitability improved sequentially; Commercial Auto underlying performance strong but impacted by prior-year reserve development.","Life business generated stable operating earnings; management cites decisive actions to restore profitability.","CEO confident actions will position for stronger, more consistent results and long-term shareholder value."],"urls":{"canonical":"https://secwatch.observer/filing/0000860748-26-000082","json":"https://secwatch.observer/filing/0000860748-26-000082.json","markdown":"https://secwatch.observer/filing/0000860748-26-000082.md","text":"https://secwatch.observer/filing/0000860748-26-000082.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/860748/000086074826000082/0000860748-26-000082-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/860748/000086074826000082/kmpr-20260805.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-08-05T20:10:16.484946+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}