---
schema_version: "secwatch.filing_event.v1"
accession: "0000860748-26-000082"
form_type: "8-K"
ticker: "KMPR"
cik: "0000860748"
company_name: "KEMPER Corp"
filed_at: "2026-08-05T20:08:07+00:00"
generated_at: "2026-08-05T20:10:16.484946+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Kemper Q2 net loss $464.8M on $460M goodwill impairment; adjusted operating income down

## Summary
- Net loss of $464.8M ($7.90/share) includes $460M non-cash goodwill impairment; prior-year net income $72.6M.
- Adjusted consolidated net operating income (non-GAAP) fell to $26.3M ($0.45/share) from $84.1M ($1.30) YoY.
- Personal Auto profitability improved sequentially; Commercial Auto underlying performance strong but impacted by prior-year reserve development.
- Life business generated stable operating earnings; management cites decisive actions to restore profitability.
- CEO confident actions will position for stronger, more consistent results and long-term shareholder value.

## SEC filing metadata
- accession: 0000860748-26-000082
- form_type: 8-K
- ticker: KMPR
- cik: 0000860748
- company_name: KEMPER Corp
- filed_at: 2026-08-05T20:08:07+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/860748/000086074826000082/0000860748-26-000082-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/860748/000086074826000082/kmpr-20260805.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000860748-26-000082
- JSON: https://secwatch.observer/filing/0000860748-26-000082.json
- Plain text: https://secwatch.observer/filing/0000860748-26-000082.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.