---
schema_version: "secwatch.filing_event.v1"
accession: "0000868671-23-000005"
form_type: "8-K"
ticker: "GBCI"
cik: "0000868671"
company_name: "GLACIER BANCORP, INC."
filed_at: "2023-01-26T23:59:59+00:00"
generated_at: "2026-06-20T08:53:35.453245+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Glacier Bancorp Q4 net income $79.7M (+57% YoY); loan growth 11% annualized

## Summary
- Net income $79.7M in Q4, up 57% from $50.7M YoY; diluted EPS $0.72 vs $0.46.
- Full-year net income $303M (+6% YoY); diluted EPS $2.74 vs $2.86 (down 4% due to higher share count).
- Loan portfolio ex-PPP grew $397M (+11% annualized) in Q4; commercial real estate led with $214M increase.
- Non-interest expense down 1% QoQ to $129M; non-performing assets 0.12% of subsidiary assets.
- Core deposits declined $1.3B in Q4; FHLB advances increased $1.095B to fund loan growth.

## SEC filing metadata
- accession: 0000868671-23-000005
- form_type: 8-K
- ticker: GBCI
- cik: 0000868671
- company_name: GLACIER BANCORP, INC.
- filed_at: 2023-01-26T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/868671/000086867123000005/0000868671-23-000005-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/868671/000086867123000005/gbci-20230126.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000868671-23-000005
- JSON: https://secwatch.observer/filing/0000868671-23-000005.json
- Plain text: https://secwatch.observer/filing/0000868671-23-000005.txt

## Key facts
- Earnings Releases
  GLACIER BANCORP, INC. reported financial results for the quarter and year ended December 31, 2022.
  - Period: the quarter and year ended December 31, 2022
  - Result: reported results
  source text: On January 26, 2023, Glacier Bancorp, Inc. ("Company") issued a press release announcing its financial results for the quarter ended December 31, 2022.
  evidence_url: https://www.sec.gov/Archives/edgar/data/868671/000086867123000005/0000868671-23-000005-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.