{"schema_version":"secwatch.filing_event.v1","accession":"0000868671-23-000074","form_type":"8-K","ticker":"GBCI","cik":"0000868671","company_name":"GLACIER BANCORP, INC.","filed_at":"2023-04-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:42.492905+00:00","generated_at":"2026-06-16T23:09:41.798517+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Glacier Bancorp Q1 net income $61.2M, down 10% YoY; EPS $0.55, NIM 3.08%","bullets":["Net income of $61.2M, down 23% QoQ and 10% YoY; diluted EPS $0.55 vs $0.61 last year.","Net interest margin (tax-equivalent) fell to 3.08% from 3.30% prior quarter; funding costs surged.","Loan portfolio grew $272M (7% annualized); new loan production yield 6.96%.","Deposits & repurchase agreements decreased $213M; cash position increased $1.1B.","Non-performing assets at 0.12% of subsidiary assets; dividend held at $0.33 per share."],"urls":{"canonical":"https://secwatch.observer/filing/0000868671-23-000074","json":"https://secwatch.observer/filing/0000868671-23-000074.json","markdown":"https://secwatch.observer/filing/0000868671-23-000074.md","text":"https://secwatch.observer/filing/0000868671-23-000074.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/868671/000086867123000074/0000868671-23-000074-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/868671/000086867123000074/gbci-20230420.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T23:09:41.798517+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"3e07d91d8baba4c9bb3273e3dc0fc79fd9663b91","claim":"GLACIER BANCORP, INC. reported the quarter ended March 31, 2023 results: net income $61.2 million, EPS $0.55 per share.","evidence_excerpt":"On April 20, 2023, Glacier Bancorp, Inc. (\"Company\") issued a press release announcing its financial results for the quarter ended March 31, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/868671/000086867123000074/0000868671-23-000074-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2023"},{"label":"Net income","value":"$61.2 million"},{"label":"EPS","value":"$0.55 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}