{"schema_version":"secwatch.filing_event.v1","accession":"0000868671-23-000110","form_type":"8-K","ticker":"GBCI","cik":"0000868671","company_name":"GLACIER BANCORP, INC.","filed_at":"2023-07-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:36.827127+00:00","generated_at":"2026-06-13T06:01:38.677880+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Glacier Bancorp Q2 net income falls 28% YoY to $55.0M; NIM narrows to 2.74%","bullets":["Net income $55.0M ($0.50 diluted EPS), down 28% from $76.4M ($0.69) in Q2 2022.","Net interest margin (tax-equivalent) compressed to 2.74% from 3.23% a year ago; interest expense surged 1,116%.","Loan portfolio grew 11% annualized to $15.955B; commercial real estate led with $229M increase.","Non-performing assets remained low at 0.12% of subsidiary assets; ACL at 1.19% of loans.","Dividend declared $0.33 per share, unchanged; tangible book value rose to $17.18 per share."],"urls":{"canonical":"https://secwatch.observer/filing/0000868671-23-000110","json":"https://secwatch.observer/filing/0000868671-23-000110.json","markdown":"https://secwatch.observer/filing/0000868671-23-000110.md","text":"https://secwatch.observer/filing/0000868671-23-000110.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/868671/000086867123000110/0000868671-23-000110-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/868671/000086867123000110/gbci-20230720.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T06:01:38.677880+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"8ccd2710a0b15f0721a68cab5bdc5675f3c291e0","claim":"GLACIER BANCORP, INC. reported the six months ended June 30, 2023 results: net income $116 million, EPS $1.05 per share.","evidence_excerpt":"Net income for the six months ended June 30, 2023 was $116 million, a decrease of $28.0 million, or 19 percent, from the $144 million for the first six months in the prior year.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/868671/000086867123000110/0000868671-23-000110-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the six months ended June 30, 2023"},{"label":"Net income","value":"$116 million"},{"label":"EPS","value":"$1.05 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"f5a68466b628c3024711ff3d6c7e2b71da1f9609","claim":"GLACIER BANCORP, INC. reported the quarter ended June 30, 2023 results: net income $55.0 million, EPS $0.50 per share.","evidence_excerpt":"On July 20, 2023, Glacier Bancorp, Inc. (\"Company\") issued a press release announcing its financial results for the quarter ended June 30, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/868671/000086867123000110/0000868671-23-000110-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended June 30, 2023"},{"label":"Net income","value":"$55.0 million"},{"label":"EPS","value":"$0.50 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}