---
schema_version: "secwatch.filing_event.v1"
accession: "0000868671-23-000127"
form_type: "8-K"
ticker: "GBCI"
cik: "0000868671"
company_name: "GLACIER BANCORP, INC."
filed_at: "2023-10-19T23:59:59+00:00"
generated_at: "2026-06-09T21:26:52.805407+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Glacier Q3 net income $52.4M, down 34% YoY; announces acquisition of Wheatland Bank

## Summary
- Net income $52.4M (EPS $0.47) vs $79.3M ($0.72) in Q3 2022; net interest margin fell to 2.58%.
- Total deposits & repurchase agreements $21.9B, up $530M; non-interest bearing deposits stable.
- Signed definitive agreement to acquire Community Financial Group (Wheatland Bank) with $763M assets; expected close Q4 2023.
- Dividend maintained at $0.33/share; 154th consecutive quarterly dividend.
- Credit quality: non-performing assets $42.3M (0.15% of assets); provision for loan losses $5.1M.

## SEC filing metadata
- accession: 0000868671-23-000127
- form_type: 8-K
- ticker: GBCI
- cik: 0000868671
- company_name: GLACIER BANCORP, INC.
- filed_at: 2023-10-19T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/868671/000086867123000127/0000868671-23-000127-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/868671/000086867123000127/gbci-20231019.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000868671-23-000127
- JSON: https://secwatch.observer/filing/0000868671-23-000127.json
- Plain text: https://secwatch.observer/filing/0000868671-23-000127.txt

## Key facts
- Earnings Releases
  GLACIER BANCORP, INC. reported the nine months ended September 30, 2023 results: net income $169 million, EPS $1.52 per share.
  - Period: the nine months ended September 30, 2023
  - Net income: $169 million
  - EPS: $1.52 per share
  - Result: reported results
  source text: Net income for the nine months ended September 30, 2023 was $169 million, a decrease of $54.9 million, or 25 percent, from the $224 million for the first nine months in the prior year
  evidence_url: https://www.sec.gov/Archives/edgar/data/868671/000086867123000127/0000868671-23-000127-index.htm
- Earnings Releases
  GLACIER BANCORP, INC. reported the quarter ended September 30, 2023 results: net income $52.4 million, EPS $0.47 per share.
  - Period: the quarter ended September 30, 2023
  - Net income: $52.4 million
  - EPS: $0.47 per share
  - Result: reported results
  source text: On October 19, 2023, Glacier Bancorp, Inc. ("Company") issued a press release announcing its financial results for the quarter ended September 30, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/868671/000086867123000127/0000868671-23-000127-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.