---
schema_version: "secwatch.filing_event.v1"
accession: "0000868671-24-000002"
form_type: "8-K"
ticker: "GBCI"
cik: "0000868671"
company_name: "GLACIER BANCORP, INC."
filed_at: "2024-01-25T23:59:59+00:00"
generated_at: "2026-06-06T18:52:09.801855+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Glacier Bancorp Q4 net income $54.3M, down 32% YoY; EPS $0.49 vs $0.72

## Summary
- Q4 net income $54.3M ($0.49 diluted EPS) vs $79.7M ($0.72) a year ago; full-year 2023 net income $223M ($2.01 EPS).
- Net interest margin compressed to 2.56% from 3.30% a year ago on higher funding costs.
- Announced acquisition of Wheatland Bank (Community Financial Group) expected to close Jan 31, 2024; total assets $728M.
- Q4 non-interest expense included $6.0M FDIC special assessment; total expense $132.2M.
- Tangible book value per share rose to $18.06 from $16.40 a year ago; loan growth 6% for 2023.

## SEC filing metadata
- accession: 0000868671-24-000002
- form_type: 8-K
- ticker: GBCI
- cik: 0000868671
- company_name: GLACIER BANCORP, INC.
- filed_at: 2024-01-25T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/868671/000086867124000002/0000868671-24-000002-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/868671/000086867124000002/gbci-20240125.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000868671-24-000002
- JSON: https://secwatch.observer/filing/0000868671-24-000002.json
- Plain text: https://secwatch.observer/filing/0000868671-24-000002.txt

## Key facts
- Earnings Releases
  GLACIER BANCORP, INC. reported the year ended December 31, 2023 results: net income $223 million, EPS $2.01 per share.
  - Period: the year ended December 31, 2023
  - Net income: $223 million
  - EPS: $2.01 per share
  - Result: reported results
  source text: Net income for 2023 was $223 million, a decrease of $80.3 million, or 26 percent, from $303 million for the prior year
  evidence_url: https://www.sec.gov/Archives/edgar/data/868671/000086867124000002/0000868671-24-000002-index.htm
- Earnings Releases
  GLACIER BANCORP, INC. reported the quarter ended December 31, 2023 results: net income $54.3 million, EPS $0.49 per share.
  - Period: the quarter ended December 31, 2023
  - Net income: $54.3 million
  - EPS: $0.49 per share
  - Result: reported results
  source text: On January 25, 2024, Glacier Bancorp, Inc. ("Company") issued a press release announcing its financial results for the quarter ended December 31, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/868671/000086867124000002/0000868671-24-000002-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.