{"schema_version":"secwatch.filing_event.v1","accession":"0000868671-24-000058","form_type":"8-K","ticker":"GBCI","cik":"0000868671","company_name":"GLACIER BANCORP, INC.","filed_at":"2024-04-18T23:59:59+00:00","discovered_at":"2026-05-14T18:03:22.221877+00:00","generated_at":"2026-06-03T21:21:54.664536+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Glacier Bancorp Q1 net income $32.6M, down 47% YoY; EPS $0.29","bullets":["Net income $32.6M ($0.29 diluted EPS) vs $61.2M ($0.55) in year-ago quarter; decrease driven by higher funding costs and Wheatland acquisition expenses.","Net interest margin (tax-equivalent) improved to 2.59% from 2.56% QoQ, first increase since Q3 2022; core NIM 2.55%.","Loans grew 3% to $16.73B; deposits up 3% to $20.43B; repaid $2.74B BTFP borrowings using FHLB advances and cash.","Completed Wheatland Bank acquisition (assets $778M) on Jan 31,2024; announced agreement to buy 6 Montana branches from HTLF, expected close Q3 2024.","Non-interest expense $151.8M included $10.7M acquisition costs and $1.5M FDIC special assessment; efficiency ratio rose to 74.4%."],"urls":{"canonical":"https://secwatch.observer/filing/0000868671-24-000058","json":"https://secwatch.observer/filing/0000868671-24-000058.json","markdown":"https://secwatch.observer/filing/0000868671-24-000058.md","text":"https://secwatch.observer/filing/0000868671-24-000058.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/868671/000086867124000058/0000868671-24-000058-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/868671/000086867124000058/gbci-20240418.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T21:21:54.664536+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"fd1ff65e5ccfd953b9be0ca24add92307d4d4aac","claim":"GLACIER BANCORP, INC. reported for the quarter ended March 31, 2024 results: net income $32.6 million, EPS $0.29 per share.","evidence_excerpt":"On April 18, 2024, Glacier Bancorp, Inc. (\"Company\") issued a press release announcing its financial results for the quarter ended March 31, 2024.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/868671/000086867124000058/0000868671-24-000058-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"for the quarter ended March 31, 2024"},{"label":"Net income","value":"$32.6 million"},{"label":"EPS","value":"$0.29 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}