{"schema_version":"secwatch.filing_event.v1","accession":"0000868671-25-000009","form_type":"8-K","ticker":"GBCI","cik":"0000868671","company_name":"GLACIER BANCORP, INC.","filed_at":"2025-01-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.560967+00:00","generated_at":"2026-05-27T17:57:10.639951+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Glacier Bancorp Q4 EPS $0.54, up 20% QoQ; NIM expands to 2.97%","bullets":["Net income $61.8M (+21% QoQ, +14% YoY); diluted EPS $0.54 vs $0.45 Q3 and $0.49 Q4 2023.","Net interest margin (tax-equiv) 2.97%, up 14 bps from Q3 and 41 bps YoY; net interest income $191M (+6% QoQ).","Loan portfolio $17.26B grew $81M (2% annualized) in Q4; loan yield 5.72% (+3 bps QoQ).","Paid off $2.74B BTFP in 2024 using $2.14B FHLB advances and cash; quarterly dividend $0.33/share unchanged.","Full-year 2024 net income $190M (-15% YoY) with acquisitions Wheatland (Jan) and RMB (Jul) contributing."],"urls":{"canonical":"https://secwatch.observer/filing/0000868671-25-000009","json":"https://secwatch.observer/filing/0000868671-25-000009.json","markdown":"https://secwatch.observer/filing/0000868671-25-000009.md","text":"https://secwatch.observer/filing/0000868671-25-000009.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/868671/000086867125000009/0000868671-25-000009-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/868671/000086867125000009/gbci-20250123.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T17:57:10.639951+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}