---
schema_version: "secwatch.filing_event.v1"
accession: "0000868671-25-000009"
form_type: "8-K"
ticker: "GBCI"
cik: "0000868671"
company_name: "GLACIER BANCORP, INC."
filed_at: "2025-01-23T23:59:59+00:00"
generated_at: "2026-05-27T17:57:10.639951+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Glacier Bancorp Q4 EPS $0.54, up 20% QoQ; NIM expands to 2.97%

## Summary
- Net income $61.8M (+21% QoQ, +14% YoY); diluted EPS $0.54 vs $0.45 Q3 and $0.49 Q4 2023.
- Net interest margin (tax-equiv) 2.97%, up 14 bps from Q3 and 41 bps YoY; net interest income $191M (+6% QoQ).
- Loan portfolio $17.26B grew $81M (2% annualized) in Q4; loan yield 5.72% (+3 bps QoQ).
- Paid off $2.74B BTFP in 2024 using $2.14B FHLB advances and cash; quarterly dividend $0.33/share unchanged.
- Full-year 2024 net income $190M (-15% YoY) with acquisitions Wheatland (Jan) and RMB (Jul) contributing.

## SEC filing metadata
- accession: 0000868671-25-000009
- form_type: 8-K
- ticker: GBCI
- cik: 0000868671
- company_name: GLACIER BANCORP, INC.
- filed_at: 2025-01-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/868671/000086867125000009/0000868671-25-000009-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/868671/000086867125000009/gbci-20250123.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000868671-25-000009
- JSON: https://secwatch.observer/filing/0000868671-25-000009.json
- Plain text: https://secwatch.observer/filing/0000868671-25-000009.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.