secwatch.observer — SEC 8-K summary
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Issuer:     GLACIER BANCORP, INC. (GBCI)
CIK:        0000868671
Form:       8-K
Filed at:   2025-01-23T23:59:59+00:00
Accession:  0000868671-25-000009
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Glacier Bancorp Q4 EPS $0.54, up 20% QoQ; NIM expands to 2.97%
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- Net income $61.8M (+21% QoQ, +14% YoY); diluted EPS $0.54 vs $0.45 Q3 and $0.49 Q4 2023.
- Net interest margin (tax-equiv) 2.97%, up 14 bps from Q3 and 41 bps YoY; net interest income $191M (+6% QoQ).
- Loan portfolio $17.26B grew $81M (2% annualized) in Q4; loan yield 5.72% (+3 bps QoQ).
- Paid off $2.74B BTFP in 2024 using $2.14B FHLB advances and cash; quarterly dividend $0.33/share unchanged.
- Full-year 2024 net income $190M (-15% YoY) with acquisitions Wheatland (Jan) and RMB (Jul) contributing.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/868671/000086867125000009/0000868671-25-000009-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/868671/000086867125000009/gbci-20250123.htm
  HTML page:      https://secwatch.observer/filing/0000868671-25-000009

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer