{"schema_version":"secwatch.filing_event.v1","accession":"0000868671-25-000107","form_type":"8-K","ticker":"GBCI","cik":"0000868671","company_name":"GLACIER BANCORP, INC.","filed_at":"2025-10-16T23:59:59+00:00","discovered_at":"2026-05-14T18:02:42.411739+00:00","generated_at":"2026-05-17T03:39:01.634413+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Glacier Bancorp Q3 net income $67.9M ($0.57 EPS), up 29% QoQ; NIM expands to 3.39%","bullets":["Net income $67.9M ($0.57 diluted EPS) vs $52.8M prior Q and $51.1M prior year; up 29% and 33% respectively.","Net interest margin (tax-equiv) 3.39%, up 18bps QoQ and 56bps YoY; net interest income $225M (+9% QoQ, +25% YoY).","Loan portfolio $18.791B (+$258M QoQ, 6% annualized); deposits $21.871B (+$242M QoQ, 4% annualized).","Non-performing assets $54.3M (0.19% of subsidiary assets) up from 0.17% prior Q and 0.10% prior year; ACL 1.22%.","Completed acquisition of Guaranty Bancshares on Oct 1, 2025 ($3.111B assets) and BOID core conversion in Q3."],"urls":{"canonical":"https://secwatch.observer/filing/0000868671-25-000107","json":"https://secwatch.observer/filing/0000868671-25-000107.json","markdown":"https://secwatch.observer/filing/0000868671-25-000107.md","text":"https://secwatch.observer/filing/0000868671-25-000107.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/868671/000086867125000107/0000868671-25-000107-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/868671/000086867125000107/gbci-20251016.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T03:39:01.634413+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}