---
schema_version: "secwatch.filing_event.v1"
accession: "0000868671-25-000107"
form_type: "8-K"
ticker: "GBCI"
cik: "0000868671"
company_name: "GLACIER BANCORP, INC."
filed_at: "2025-10-16T23:59:59+00:00"
generated_at: "2026-05-17T03:39:01.634413+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Glacier Bancorp Q3 net income $67.9M ($0.57 EPS), up 29% QoQ; NIM expands to 3.39%

## Summary
- Net income $67.9M ($0.57 diluted EPS) vs $52.8M prior Q and $51.1M prior year; up 29% and 33% respectively.
- Net interest margin (tax-equiv) 3.39%, up 18bps QoQ and 56bps YoY; net interest income $225M (+9% QoQ, +25% YoY).
- Loan portfolio $18.791B (+$258M QoQ, 6% annualized); deposits $21.871B (+$242M QoQ, 4% annualized).
- Non-performing assets $54.3M (0.19% of subsidiary assets) up from 0.17% prior Q and 0.10% prior year; ACL 1.22%.
- Completed acquisition of Guaranty Bancshares on Oct 1, 2025 ($3.111B assets) and BOID core conversion in Q3.

## SEC filing metadata
- accession: 0000868671-25-000107
- form_type: 8-K
- ticker: GBCI
- cik: 0000868671
- company_name: GLACIER BANCORP, INC.
- filed_at: 2025-10-16T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/868671/000086867125000107/0000868671-25-000107-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/868671/000086867125000107/gbci-20251016.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000868671-25-000107
- JSON: https://secwatch.observer/filing/0000868671-25-000107.json
- Plain text: https://secwatch.observer/filing/0000868671-25-000107.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.