secwatch.observer — SEC 8-K summary
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Issuer:     GLACIER BANCORP, INC. (GBCI)
CIK:        0000868671
Form:       8-K
Filed at:   2025-10-16T23:59:59+00:00
Accession:  0000868671-25-000107
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Glacier Bancorp Q3 net income $67.9M ($0.57 EPS), up 29% QoQ; NIM expands to 3.39%
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- Net income $67.9M ($0.57 diluted EPS) vs $52.8M prior Q and $51.1M prior year; up 29% and 33% respectively.
- Net interest margin (tax-equiv) 3.39%, up 18bps QoQ and 56bps YoY; net interest income $225M (+9% QoQ, +25% YoY).
- Loan portfolio $18.791B (+$258M QoQ, 6% annualized); deposits $21.871B (+$242M QoQ, 4% annualized).
- Non-performing assets $54.3M (0.19% of subsidiary assets) up from 0.17% prior Q and 0.10% prior year; ACL 1.22%.
- Completed acquisition of Guaranty Bancshares on Oct 1, 2025 ($3.111B assets) and BOID core conversion in Q3.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/868671/000086867125000107/0000868671-25-000107-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/868671/000086867125000107/gbci-20251016.htm
  HTML page:      https://secwatch.observer/filing/0000868671-25-000107

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer