---
schema_version: "secwatch.filing_event.v1"
accession: "0000874766-22-000009"
form_type: "8-K"
ticker: "HIG"
cik: "0000874766"
company_name: "HARTFORD INSURANCE GROUP, INC."
filed_at: "2022-02-03T23:59:59+00:00"
generated_at: "2026-06-27T12:05:33.250884+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Hartford Q4 net income $724M ($2.10 EPS) +36% YoY; P&C premiums up 11%

## Summary
- Net income Q4 $724M ($2.10 diluted EPS) up 36% YoY; core earnings $697M ($2.02 EPS) up 10%.
- P&C net premiums written rose 11% in Q4; Commercial Lines combined ratio improved 7.2 pts to 84.6.
- Full year net income $2.3B ($6.62 EPS) up 37%; core earnings $2.2B ($6.15 EPS) up 4%.
- Returned $620M to shareholders in Q4 ($500M buyback, $120M dividends); $2.2B for full year.
- Group Benefits core margin impacted by COVID-19: (0.8%) in Q4, full year 2.5% with 7.8 pts COVID impact.

## SEC filing metadata
- accession: 0000874766-22-000009
- form_type: 8-K
- ticker: HIG
- cik: 0000874766
- company_name: HARTFORD INSURANCE GROUP, INC.
- filed_at: 2022-02-03T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/874766/000087476622000009/0000874766-22-000009-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/874766/000087476622000009/hig-20220203.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000874766-22-000009
- JSON: https://secwatch.observer/filing/0000874766-22-000009.json
- Plain text: https://secwatch.observer/filing/0000874766-22-000009.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.