---
schema_version: "secwatch.filing_event.v1"
accession: "0000874766-23-000012"
form_type: "8-K"
ticker: "HIG"
cik: "0000874766"
company_name: "HARTFORD INSURANCE GROUP, INC."
filed_at: "2023-02-02T23:59:59+00:00"
generated_at: "2026-06-20T03:07:38.052958+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Hartford Q4 net income $584M ($1.81/diluted), core earnings $746M ($2.31) up 7% YoY

## Summary
- Q4 net income of $584M ($1.81/diluted) vs $724M ($2.10) in 2021; core earnings $746M ($2.31) vs $697M ($2.02).
- P&C written premiums up 8% in Q4 and 9% full year; Group Benefits fully insured ongoing premium up 9% in Q4.
- Commercial Lines Q4 combined ratio 89.0, underlying combined ratio 87.4; full year combined ratio 90.2.
- Returned $473M to stockholders in Q4: $350M share repurchases and $123M dividends.
- Full year 2022 net income $1.8B ($5.44/diluted); core earnings $2.5B ($7.56); core earnings ROE 14.4%.

## SEC filing metadata
- accession: 0000874766-23-000012
- form_type: 8-K
- ticker: HIG
- cik: 0000874766
- company_name: HARTFORD INSURANCE GROUP, INC.
- filed_at: 2023-02-02T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/874766/000087476623000012/0000874766-23-000012-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/874766/000087476623000012/hig-20230202.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000874766-23-000012
- JSON: https://secwatch.observer/filing/0000874766-23-000012.json
- Plain text: https://secwatch.observer/filing/0000874766-23-000012.txt

## Key facts
- Earnings Releases
  HARTFORD INSURANCE GROUP, INC. reported financial results for the quarterly period ended December 31, 2022.
  - Period: the quarterly period ended December 31, 2022
  - Result: reported results
  source text: On February 2, 2023 , The Hartford Financial Services Group, Inc. (the "Company") issued (i) a press release announcing its financial results for the quarterly period ended December 31, 2022
  evidence_url: https://www.sec.gov/Archives/edgar/data/874766/000087476623000012/0000874766-23-000012-index.htm
- Earnings Releases
  HARTFORD INSURANCE GROUP, INC. reported financial results for the quarterly period ended December 31, 2022.
  - Period: the quarterly period ended December 31, 2022
  - Result: reported results
  source text: and (ii) its Investor Financial Supplement (“IFS”) relating to its financial results for the quarterly period ended December 31, 2022
  evidence_url: https://www.sec.gov/Archives/edgar/data/874766/000087476623000012/0000874766-23-000012-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.