{"schema_version":"secwatch.filing_event.v1","accession":"0000874766-24-000007","form_type":"8-K","ticker":"HIG","cik":"0000874766","company_name":"HARTFORD INSURANCE GROUP, INC.","filed_at":"2024-02-01T23:59:59+00:00","discovered_at":"2026-05-14T18:03:27.102955+00:00","generated_at":"2026-06-06T12:22:47.439642+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Hartford Q4 net income $766M (+30% YoY); core EPS $3.06 beats; P&C premiums up 10%","bullets":["Q4 net income $766M ($2.51/diluted EPS), up 30% YoY; core earnings $935M ($3.06/core EPS), up 25%.","P&C written premiums +10% in Q4 and FY; Commercial Lines combined ratio 84.7, underlying 86.6.","Group Benefits core earnings margin 9.8% in Q4; fully insured ongoing premium growth 6%.","Returned $479M to stockholders in Q4 ($350M buybacks, $129M dividends); FY returned $1.9B.","Full year net income $2.5B, core earnings $2.8B; net income ROE 17.5%, core ROE 15.8%."],"urls":{"canonical":"https://secwatch.observer/filing/0000874766-24-000007","json":"https://secwatch.observer/filing/0000874766-24-000007.json","markdown":"https://secwatch.observer/filing/0000874766-24-000007.md","text":"https://secwatch.observer/filing/0000874766-24-000007.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/874766/000087476624000007/0000874766-24-000007-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/874766/000087476624000007/hig-20240201.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T12:22:47.439642+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"94d34b4b6e7e3cde9ae5ffb58e9e075d866fd6e7","claim":"HARTFORD INSURANCE GROUP, INC. reported Full year 2023 results: net income $2.5 billion ($7.97 per diluted share), EPS $7.97 per diluted share.","evidence_excerpt":"Full year 2023 net income available to common stockholders of $2.5 billion ($7.97 per diluted share) and core earnings of $2.8 billion ($8.88 core earnings per diluted share).","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/874766/000087476624000007/0000874766-24-000007-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"Full year 2023"},{"label":"Net income","value":"$2.5 billion ($7.97 per diluted share)"},{"label":"EPS","value":"$7.97 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"9abc461698804a074ec9bdab755825c59e519ffa","claim":"HARTFORD INSURANCE GROUP, INC. reported the quarterly period ended December 31, 2023 results: net income $766 million ($2.51 per diluted share), EPS $2.51 per diluted share.","evidence_excerpt":"The Hartford Announces Outstanding Fourth Quarter And Full Year 2023 Financial Results • Fourth quarter 2023 net income available to common stockholders of $766 million ($2.51 per diluted share) increased 30% from $587 million ($1.82 per diluted share) over the same period in 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/874766/000087476624000007/0000874766-24-000007-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarterly period ended December 31, 2023"},{"label":"Net income","value":"$766 million ($2.51 per diluted share)"},{"label":"EPS","value":"$2.51 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}