---
schema_version: "secwatch.filing_event.v1"
accession: "0000874766-24-000007"
form_type: "8-K"
ticker: "HIG"
cik: "0000874766"
company_name: "HARTFORD INSURANCE GROUP, INC."
filed_at: "2024-02-01T23:59:59+00:00"
generated_at: "2026-06-06T12:22:47.439642+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Hartford Q4 net income $766M (+30% YoY); core EPS $3.06 beats; P&C premiums up 10%

## Summary
- Q4 net income $766M ($2.51/diluted EPS), up 30% YoY; core earnings $935M ($3.06/core EPS), up 25%.
- P&C written premiums +10% in Q4 and FY; Commercial Lines combined ratio 84.7, underlying 86.6.
- Group Benefits core earnings margin 9.8% in Q4; fully insured ongoing premium growth 6%.
- Returned $479M to stockholders in Q4 ($350M buybacks, $129M dividends); FY returned $1.9B.
- Full year net income $2.5B, core earnings $2.8B; net income ROE 17.5%, core ROE 15.8%.

## SEC filing metadata
- accession: 0000874766-24-000007
- form_type: 8-K
- ticker: HIG
- cik: 0000874766
- company_name: HARTFORD INSURANCE GROUP, INC.
- filed_at: 2024-02-01T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/874766/000087476624000007/0000874766-24-000007-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/874766/000087476624000007/hig-20240201.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000874766-24-000007
- JSON: https://secwatch.observer/filing/0000874766-24-000007.json
- Plain text: https://secwatch.observer/filing/0000874766-24-000007.txt

## Key facts
- Earnings Releases
  HARTFORD INSURANCE GROUP, INC. reported Full year 2023 results: net income $2.5 billion ($7.97 per diluted share), EPS $7.97 per diluted share.
  - Period: Full year 2023
  - Net income: $2.5 billion ($7.97 per diluted share)
  - EPS: $7.97 per diluted share
  - Result: reported results
  source text: Full year 2023 net income available to common stockholders of $2.5 billion ($7.97 per diluted share) and core earnings of $2.8 billion ($8.88 core earnings per diluted share).
  evidence_url: https://www.sec.gov/Archives/edgar/data/874766/000087476624000007/0000874766-24-000007-index.htm
- Earnings Releases
  HARTFORD INSURANCE GROUP, INC. reported the quarterly period ended December 31, 2023 results: net income $766 million ($2.51 per diluted share), EPS $2.51 per diluted share.
  - Period: the quarterly period ended December 31, 2023
  - Net income: $766 million ($2.51 per diluted share)
  - EPS: $2.51 per diluted share
  - Result: reported results
  source text: The Hartford Announces Outstanding Fourth Quarter And Full Year 2023 Financial Results • Fourth quarter 2023 net income available to common stockholders of $766 million ($2.51 per diluted share) increased 30% from $587 million ($1.82 per diluted share) over the same period in 2022.
  evidence_url: https://www.sec.gov/Archives/edgar/data/874766/000087476624000007/0000874766-24-000007-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.