secwatch.observer — SEC 8-K summary
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Issuer:     HARTFORD INSURANCE GROUP, INC. (HIG)
CIK:        0000874766
Form:       8-K
Filed at:   2024-02-01T23:59:59+00:00
Accession:  0000874766-24-000007
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Hartford Q4 net income $766M (+30% YoY); core EPS $3.06 beats; P&C premiums up 10%
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- Q4 net income $766M ($2.51/diluted EPS), up 30% YoY; core earnings $935M ($3.06/core EPS), up 25%.
- P&C written premiums +10% in Q4 and FY; Commercial Lines combined ratio 84.7, underlying 86.6.
- Group Benefits core earnings margin 9.8% in Q4; fully insured ongoing premium growth 6%.
- Returned $479M to stockholders in Q4 ($350M buybacks, $129M dividends); FY returned $1.9B.
- Full year net income $2.5B, core earnings $2.8B; net income ROE 17.5%, core ROE 15.8%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/874766/000087476624000007/0000874766-24-000007-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/874766/000087476624000007/hig-20240201.htm
  HTML page:      https://secwatch.observer/filing/0000874766-24-000007

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