{"schema_version":"secwatch.filing_event.v1","accession":"0000874766-25-000010","form_type":"8-K","ticker":"HIG","cik":"0000874766","company_name":"HARTFORD INSURANCE GROUP, INC.","filed_at":"2025-01-30T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.575881+00:00","generated_at":"2026-05-27T06:13:42.475892+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Hartford Q4 net income up 11% to $848M, core earnings down 7% to $865M; P&C premiums up 7%","bullets":["Q4 net income $848M ($2.88/diluted) vs $766M ($2.51) prior year; core earnings $865M ($2.94) vs $935M ($3.06).","Full year net income $3.1B ($10.35) up 24%; core earnings $3.1B ($10.30) up 11%.","P&C written premiums up 7% Q4, 10% FY; Commercial Lines combined ratio 87.4, Personal Lines 85.8 (improved 15.4 points).","Reserve development: net $101M unfavorable prior year development; $141M adverse from A&E reserves net of ADC.","Returned $537M to stockholders in Q4 ($400M buybacks, $137M dividends); full year $2.1B."],"urls":{"canonical":"https://secwatch.observer/filing/0000874766-25-000010","json":"https://secwatch.observer/filing/0000874766-25-000010.json","markdown":"https://secwatch.observer/filing/0000874766-25-000010.md","text":"https://secwatch.observer/filing/0000874766-25-000010.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/874766/000087476625000010/0000874766-25-000010-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/874766/000087476625000010/hig-20250130.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T06:13:42.475892+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}