---
schema_version: "secwatch.filing_event.v1"
accession: "0000874766-25-000051"
form_type: "8-K"
ticker: "HIG"
cik: "0000874766"
company_name: "HARTFORD INSURANCE GROUP, INC."
filed_at: "2025-04-24T23:59:59+00:00"
generated_at: "2026-05-23T07:44:17.740561+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Hartford Q1 net income $625M (-16% YoY); P&C premiums up 9%

## Summary
- Net income $625M ($2.15 EPS) vs $748M ($2.47 EPS) in Q1 2024; core earnings $639M ($2.20 EPS) down 10%.
- P&C written premiums +9% YoY; Business Insurance +10%, Personal Insurance +8%.
- Personal Insurance combined ratio 106.1; underlying combined ratio 89.7, improved 6.4 pts.
- P&C CAT losses $467M including $325M from January 2025 California wildfires, net of reinsurance.
- Returned $550M to shareholders: $400M share repurchases and $150M dividends.

## SEC filing metadata
- accession: 0000874766-25-000051
- form_type: 8-K
- ticker: HIG
- cik: 0000874766
- company_name: HARTFORD INSURANCE GROUP, INC.
- filed_at: 2025-04-24T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/874766/000087476625000051/0000874766-25-000051-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/874766/000087476625000051/hig-20250424.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000874766-25-000051
- JSON: https://secwatch.observer/filing/0000874766-25-000051.json
- Plain text: https://secwatch.observer/filing/0000874766-25-000051.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.