{"schema_version":"secwatch.filing_event.v1","accession":"0000874766-25-000106","form_type":"8-K","ticker":"HIG","cik":"0000874766","company_name":"HARTFORD INSURANCE GROUP, INC.","filed_at":"2025-10-27T23:59:59+00:00","discovered_at":"2026-05-14T18:02:42.426232+00:00","generated_at":"2026-05-17T02:17:45.028709+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"The Hartford reports record Q3 net income of $1.1B ($3.77 EPS), up 41% YoY; raises dividend 15%","bullets":["Net income $1.1B ($3.77 diluted EPS), core earnings $1.1B ($3.78), up 41% and 43% YoY.","P&C written premiums +7%; Business Insurance premiums +9%. Combined ratios: BI 88.8, PI 88.7.","CAT losses fell sharply to $70M from $247M in Q3 2024, a $177M improvement.","Dividend increased 15% to $0.60/quarter, payable Jan 5, 2026, record Dec 1, 2025.","Returned $547M to shareholders: $400M buybacks + $147M dividends."],"urls":{"canonical":"https://secwatch.observer/filing/0000874766-25-000106","json":"https://secwatch.observer/filing/0000874766-25-000106.json","markdown":"https://secwatch.observer/filing/0000874766-25-000106.md","text":"https://secwatch.observer/filing/0000874766-25-000106.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/874766/000087476625000106/0000874766-25-000106-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/874766/000087476625000106/hig-20251027.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T02:17:45.028709+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}