---
schema_version: "secwatch.filing_event.v1"
accession: "0000874766-25-000106"
form_type: "8-K"
ticker: "HIG"
cik: "0000874766"
company_name: "HARTFORD INSURANCE GROUP, INC."
filed_at: "2025-10-27T23:59:59+00:00"
generated_at: "2026-05-17T02:17:45.028709+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# The Hartford reports record Q3 net income of $1.1B ($3.77 EPS), up 41% YoY; raises dividend 15%

## Summary
- Net income $1.1B ($3.77 diluted EPS), core earnings $1.1B ($3.78), up 41% and 43% YoY.
- P&C written premiums +7%; Business Insurance premiums +9%. Combined ratios: BI 88.8, PI 88.7.
- CAT losses fell sharply to $70M from $247M in Q3 2024, a $177M improvement.
- Dividend increased 15% to $0.60/quarter, payable Jan 5, 2026, record Dec 1, 2025.
- Returned $547M to shareholders: $400M buybacks + $147M dividends.

## SEC filing metadata
- accession: 0000874766-25-000106
- form_type: 8-K
- ticker: HIG
- cik: 0000874766
- company_name: HARTFORD INSURANCE GROUP, INC.
- filed_at: 2025-10-27T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/874766/000087476625000106/0000874766-25-000106-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/874766/000087476625000106/hig-20251027.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000874766-25-000106
- JSON: https://secwatch.observer/filing/0000874766-25-000106.json
- Plain text: https://secwatch.observer/filing/0000874766-25-000106.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.