{"schema_version":"secwatch.filing_event.v1","accession":"0000874766-26-000006","form_type":"8-K","ticker":"HIG","cik":"0000874766","company_name":"HARTFORD INSURANCE GROUP, INC.","filed_at":"2026-01-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.875697+00:00","generated_at":"2026-05-16T06:46:44.821219+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Hartford Q4 net income $1.1B, $3.98 EPS (+33% YoY); core EPS $4.06 (+33%)","bullets":["Q4 net income available to common stockholders $1.1B ($3.98 diluted EPS), up 33% from $848M ($2.88) in Q4 2024.","Full year 2025 net income $3.8B ($13.32 diluted EPS), up 23% from $3.1B ($10.35) in 2024; core EPS $13.42 (+25%).","P&C written premiums up 5% in Q4 and 7% for full year; Business Insurance combined ratio 83.6 (Q4) and 88.3 (FY).","Personal Insurance Q4 combined ratio 79.6 (underlying 84.3); full year combined ratio 91.9 (underlying 88.0).","Returned $546M to stockholders in Q4 ($400M buybacks, $146M dividends); full year returned $2.2B."],"urls":{"canonical":"https://secwatch.observer/filing/0000874766-26-000006","json":"https://secwatch.observer/filing/0000874766-26-000006.json","markdown":"https://secwatch.observer/filing/0000874766-26-000006.md","text":"https://secwatch.observer/filing/0000874766-26-000006.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/874766/000087476626000006/0000874766-26-000006-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/874766/000087476626000006/hig-20260129.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T06:46:44.821219+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}