---
schema_version: "secwatch.filing_event.v1"
accession: "0000874766-26-000006"
form_type: "8-K"
ticker: "HIG"
cik: "0000874766"
company_name: "HARTFORD INSURANCE GROUP, INC."
filed_at: "2026-01-29T23:59:59+00:00"
generated_at: "2026-05-16T06:46:44.821219+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Hartford Q4 net income $1.1B, $3.98 EPS (+33% YoY); core EPS $4.06 (+33%)

## Summary
- Q4 net income available to common stockholders $1.1B ($3.98 diluted EPS), up 33% from $848M ($2.88) in Q4 2024.
- Full year 2025 net income $3.8B ($13.32 diluted EPS), up 23% from $3.1B ($10.35) in 2024; core EPS $13.42 (+25%).
- P&C written premiums up 5% in Q4 and 7% for full year; Business Insurance combined ratio 83.6 (Q4) and 88.3 (FY).
- Personal Insurance Q4 combined ratio 79.6 (underlying 84.3); full year combined ratio 91.9 (underlying 88.0).
- Returned $546M to stockholders in Q4 ($400M buybacks, $146M dividends); full year returned $2.2B.

## SEC filing metadata
- accession: 0000874766-26-000006
- form_type: 8-K
- ticker: HIG
- cik: 0000874766
- company_name: HARTFORD INSURANCE GROUP, INC.
- filed_at: 2026-01-29T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/874766/000087476626000006/0000874766-26-000006-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/874766/000087476626000006/hig-20260129.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000874766-26-000006
- JSON: https://secwatch.observer/filing/0000874766-26-000006.json
- Plain text: https://secwatch.observer/filing/0000874766-26-000006.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.